VZ VermögensZentrum

VZ VermögensZentrum is an independent Swiss financial services provider with locations across the country. Its offering ranges from retirement and pension planning through investments and taxes to mortgages and real estate, and it is open to both private individuals and companies.

In the mortgage field, VZ advises on and arranges financing, complemented by interest rate comparisons and calculators. For buying a home, it also explains the advance withdrawal of pension fund and pillar 3a money as well as pledging as an alternative, where the retirement savings serve as collateral and stay in the pension system. On its knowledge pages, VZ shows how an advance withdrawal lowers the future pension and when pledging can work out better for taxes. The website is available in German, French, Italian, and English.