finpension

finpension is a digital provider of pension and investment products based in Lucerne, with an office in French-speaking Switzerland in Geneva. Its offering targets private individuals and covers pillar 3a, vested benefits solutions, an investment offering, and 1e solutions for occupational pension plans. The provider states that it holds its own license and runs its own foundations, with account opening and management handled through the app.

For financing a home, the balances held in pillar 3a and vested benefits accounts at finpension matter most. Within the framework of home ownership promotion, these can be withdrawn in advance or pledged, and used as equity or as collateral for a mortgage. finpension does not grant mortgages itself. The website is available in German, French, and English.