Comparison portals
Portals that show mortgage rates from different providers side by side, a good starting point for an overview.
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Schweiz
Comparis offers a mortgage comparison that lets you weigh up the terms and interest rates of more than 30 Swiss mortgage providers. The platform also runs an overview of current benchmark rates by term, for example ten-year fixed-rate mortgages. Comparis is well known as a broad comparison platform for insurance, banking and real estate, and it places mortgages within that wider context. Users can request advice through the platform.
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Schweiz
FinanceScout24 offers a personalized mortgage comparison and says it works with more than 70 providers. The service is free and moves from an inquiry to concrete quotes, so it functions more as a quote-matching service than a plain rate table. The former portal hypoguide.ch now redirects to FinanceScout24. FinanceScout24 places the mortgage within a wider range of financial and insurance products.
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Schweiz
moneyland.ch says its mortgage comparison lines up more than 400 mortgage interest rates and updates the data twice a day. It covers banks, insurers and pension funds, including cantonal banks, PostFinance and Raiffeisen. The comparison is set up as an independent market overview and shows benchmark values for fixed-rate and SARON mortgages by term. Alongside the calculator, the platform provides guide articles on affordability and loan-to-value.
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Schweiz
HYPOTHEKE.ch describes itself as comparing terms from more than 30 banks, insurers and pension funds, and calls itself Switzerland's largest online mortgage platform. The platform is not just an overview but also a broker, putting together signature-ready offers from various providers. It funds itself through lender commissions, which it offsets against platform fees and returns any surplus as cashback. The whole process can be completed online.
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Zuerich
MoneyPark compares offers from more than 100 banks, insurers and pension funds and lays out the terms in a structured way. Advice runs either in person at a branch or online.
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Schweiz
bonus.ch compares mortgage interest rates from around 100 providers, covering fixed-rate, variable and SARON mortgages. The platform includes free calculators for affordability, loan-to-value and renewal. It stresses its independence, saying it has no ties to any insurance company and treats all partners under the same model. Users who want a concrete quote can go through a multi-step request process.
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Bern
Valuu from PostFinance is an open mortgage marketplace that compares offers from PostFinance and independent third-party providers. All offers are shown on equal footing, and the closing runs entirely digitally.
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Zürich
VZ VermögensZentrum runs a continuously updated table of benchmark rates for fixed-rate and variable mortgages from close to 30 providers in Switzerland. The site is set up as a rate overview and adds explainer videos and fact sheets, for example on saving on your mortgage. VZ also offers a free initial consultation and webinars, so the overview can lead into advice. The rates are shown as benchmark values.
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Zuerich
key4 from UBS is a digital mortgage marketplace that compares terms from UBS and selected partner banks and insurers. Customers can compare online and close the deal directly.
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Zuerich
Resolve is a FINMA-licensed digital broker that shows offers from several lenders in direct comparison. Customers pick an offer, and Resolve handles the closing entirely digitally.
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Schweiz
Capitalo is a Swiss financial comparison platform that, alongside loans and credit cards, also offers a mortgage comparison. In the mortgage section it says it compares terms from banks, insurers and pension funds, covering fixed-rate and SARON mortgages. The provider says interest data is updated daily, and it describes itself as independent and free of bank commissions. A mortgage calculator and an affordability calculator round out the offering.
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Zürich
The mortgage comparison page from the Swiss Homeowners Association (HEV Schweiz) is less a rate table than a plain-language explanation of mortgage types. It covers fixed-rate, variable, SARON and swap mortgages along with their pros and cons, and the factors that affect the rate, such as loan-to-value and creditworthiness. There are no concrete provider rates or calculator on this page. It is aimed at owners who want to understand the basics first.
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Schweiz
Houzy offers a mortgage comparison it says takes about three minutes to complete, described as free and neutral. The comparison was built together with UBS key4 mortgages and shows that platform's lowest current rates, with Baloise also listed as a partner. After the non-binding offer, personal advice follows from UBS key4. The service is part of the Houzy platform for homeownership.
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Schweiz
hypothek-vergleich.com is a free Swiss comparison service that says it checks offers from up to 75 providers and proposes the right one. It covers new mortgages, refinancing and construction and renovation financing across all 26 cantons. The site shows current benchmark rates, for example on SARON and fixed-rate mortgages, but works mainly as a quote-matching service. Anyone who wants an evaluation leaves their details and gets contacted.
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The main portal in switzerland that list most of the mortgage advisors in switzerland.
Frequently asked questions
Welche Art von Anbietern lassen sich auf den Vergleichsportalen vergleichen?
Die Portale vergleichen Konditionen von Banken, Versicherungen und Pensionskassen. Einige Plattformen beziehen zudem Angebote von Partnerbanken oder spezialisierten Drittanbietern mit ein.
Wie unterscheiden sich die Portale bei der Art der Beratung?
Einige Dienste bieten einen rein digitalen Marktplatz für den direkten Abschluss an. Andere Portale unterstützen Sie durch persönliche Beratung in Filialen oder online.
Kann ich auf diesen Seiten auch direkt zwischen verschiedenen Hypothekarformen wählen?
Ja, viele Portale ermöglichen die Unterscheidung zwischen Fest-, variablen und SARON-Hypotheken. Auch Informationen zu Swap-Hypotheken werden bei einigen Anbietern bereitgestellt.
Bieten die Portale neben dem reinen Zinsvergleich auch weitere Hilfsmittel an?
Einige Plattformen bieten zusätzliche Tools wie kostenlose Rechner für die Tragbarkeit oder die Belehnung an. Andere konzentrieren sich eher auf sachliche Erklärungen der verschiedenen Hypothekenmodelle.