VZ VermögensZentrum Baufinanzierung

VZ guides builders from planning through move-in. It checks affordability, structures the construction loan, compares offers from several lenders and pushes through the most favorable one. Because VZ receives no commission from the lender, its recommendations come without a conflict of interest.

Once construction is finished, VZ also takes on converting the construction loan into a long-term mortgage, again comparing market conditions at that point. For customers with a complicated financing structure or larger projects, VZ is often cheaper than going straight to the bank.