St. Galler Kantonalbank
St. Gallen
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SGKB carries the state guarantee of the canton of St. Gallen and has a dense branch network across eastern Switzerland. Its mortgage range is broad: fixed-rate mortgages, SARON mortgages, variable mortgages, and construction loans are all available.
The bank knows the regional property markets of eastern Switzerland well and can take a more realistic approach to assessing loan-to-value volumes than lenders without a local presence. Quotes can be requested at a branch or online.