Raiffeisen

Raiffeisen is cooperatively organized and broadly rooted across Switzerland through its individual local Raiffeisen banks, with its head office on Raiffeisenplatz in St. Gallen. The site operates in German, French, and Italian. For home financing, the choice is between the fixed-rate mortgage with an interest rate that stays the same throughout, the SARON Flex mortgage, and the variable mortgage. According to the website, the SARON Flex mortgage model can be switched once, while the variable mortgage can be switched at any time.

Personal advice covers the whole journey around home ownership, from financing through purchase, building, and renovation to insurance, extension, and sale. Entering a postal code or place name on the website routes you to the locally responsible Raiffeisen bank.