UBS

UBS is a nationwide big bank with a branch network. The site operates in German, French, Italian, and English, and e-banking is available. In mortgages, the bank offers the fixed-rate mortgage with terms of 2 to 10 years, the SARON mortgage with no fixed term, and the flexible mortgage current account. According to the website, the rate on the fixed mortgage can be secured up to twelve months in advance, and the SARON mortgage can be converted into a fixed-rate mortgage at any time.

On top of that come the construction loan for new builds, conversions, and renovations, plus special variants such as Hypothek Green, Hypothek Energy, and Hypothek Renovation. To help with preparation, the website provides several calculators, including a mortgage calculator, a renovation calculator, a rent-versus-buy comparison, and a calculation of the maximum purchase price. Advice can be booked, and an online application is possible.