Bank Cler

Bank Cler is a subsidiary of Basler Kantonalbank and operates in German, French, and Italian. Its mortgage lineup includes the fixed-rate mortgage, with an interest rate that stays the same for the whole term, the SARON mortgage, the variable mortgage with no fixed term, and the construction loan, which converts into a mortgage once the building project is finished. According to the website, the rate on the fixed mortgage can be locked in up to twelve months before it starts.

For sustainable building projects the bank offers the sustainability mortgage with a rate discount, and alongside it the Supercard Hypothek, a model where a discount is granted in exchange for using Supercard points. To help with planning, the website provides a mortgage calculator and a renovation calculator, and an advisory appointment can be booked online.