Generali
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Generali is an insurer and financial services provider in Switzerland and offers mortgages in two models. The fixed-rate mortgage runs for terms of 2 to 10 years at an unchanging rate, while the variable mortgage has no fixed term and adjusts to the market every quarter. Generali sets the interest rate individually based on the property and the borrower's creditworthiness.
Advice comes from qualified consultants, is free of charge and tailored to the individual situation. For a first estimate, an affordability calculation is available online, and the mortgage application can be downloaded as a form. An agency search helps find local contact. For securing the financing and amortizing the second mortgage within 15 years, Generali points customers to its own life insurance products. The content is available in German, French, Italian and English.