VIAC
Zuerich
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VIAC offers pillar 3a accounts with a wide range of investment strategies made up mostly of low-cost ETFs. Fees under 0.5 percent per year are clearly below the industry average for traditional banks.
What matters most for a mortgage is the early withdrawal: anyone buying or building a home can withdraw their 3a balance in full or in part. VIAC provides the necessary forms and coordinates the payout directly with the lender. A pledge is also possible as an alternative, without having to liquidate the balance.