HEV Schweiz Hypothekenvergleich

The mortgage comparison page from the Swiss Homeowners Association (HEV Schweiz) works more as an introduction than a rate table. It explains fixed-rate mortgages, variable mortgages, SARON mortgages and swap mortgages. It also describes which factors affect the rate, such as the level of the loan-to-value in first and second charge, the security provided through the land register lien, and individual creditworthiness.

There are no concrete provider rates or a calculator on the page, just a theoretical worked example for the swap mortgage. For current rates, HEV points to an external rate comparison. The page is aimed at owners who want to understand the basics first.