Raiffeisen Schweiz
Schweiz
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Raiffeisen is organized into around 220 independent cooperative banks that together form Switzerland's largest branch network. For the mortgage, this means terms and advisory service can vary from one local bank to another; the raiffeisen.ch website forwards visitors to the relevant regional bank.
The common mortgage models are the fixed-rate mortgage with terms starting at two years, the SARON mortgage with no fixed term, and the variable mortgage. There is also a construction loan for new builds and renovations. The website offers a mortgage calculator, and an advisory appointment can be booked directly online. Raiffeisen members can access additional benefits.