UBS Wealth Management
Zuerich
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UBS is the only Swiss bank that covers both the mass market and the ultra-high-net-worth segment with mortgage products. In the retail segment, fixed-rate and SARON mortgages are available through branches or through key4 digital.
In wealth management, mortgages are structured individually, often combined with Lombard loans secured against securities. Clients with larger investment portfolios at UBS can borrow against their property without having to liquidate securities. The starting point is either the responsible advisor or the online key4 platform.