HYPOTHEKE.ch

HYPOTHEKE.ch describes itself as a fully independent broker owned by its founders, with no stake held by any bank or insurer. According to its own information, the platform accesses more than 30 lenders, including banks, insurers and pension funds, and lists some providers that are exclusively available through it.

The offering focuses on the mortgage; the firm says it deliberately does not offer other financial products such as life insurance or pillar 3a. It charges a transparent platform fee, offset against the commissions lenders pay on completion. In most cases customers end up paying nothing as a result, and if the commission exceeds the fee, a cashback is mentioned.

The company is based in Zurich and operates as an online platform across Switzerland. The website is available in German and English.